Tips and Tricks I Learned On My (Sometimes Rocky) Path of Student Loan Repayment

Today I have a guest post from Jacob, a personal finance blogger at DollarDilligence.com, on a topic that I know many of my readers deal with – student loan repayment.

I couldn’t believe my eyes when I logged online and took a look at how much of my student debt I had paid off in the previous year. It was next to nothing. I hadn’t even missed any payments. To start the year, I had around $26,000 in debt and after 12 months of payments I hadn’t even gotten to under $25,000.

I couldn’t believe it.

My problem was that I was on an income-driven repayment plan that limited my payments to only 10% of my income. My interest was still accruing and I was barely putting a dent in my principal – a common problem with these kinds of plans.

That’s when I decided I needed to make a change. I completely changed my lifestyle and repayment plan, and vowed to repay my debt within the next year and a half.

I’m happy to say that I was successful, though it wasn’t fun. How did I do it?  Continue reading

Using Your Opinion for Good

I’m excited to introduce a new diabetes blog series and the awesome organization making it happen. Op4G is a market research panel company which stands for Opinions for Good. When someone joins an Op4G panel, they have the option to select a nonprofit that they want to support from a list of 300+ non-profits) and when they complete a survey, a portion of the incentive goes directly to the nonprofit. So far, Op4G has donated over $447,000 to non-profits.

Op4G is open to the general population, however they are working to form niche health communities… starting with diabetes. Op4G partners with organizations with research needs that focus on diabetes, while also giving you a way to contribute your voice to research on products and services that could impact you in the future. They’ve teamed up with me to produce a series of diabetes-related blog posts so this is a win, win, win, win kind of series (4 wins there). Continue reading