Making the Right Financial Moves When Medical Emergencies Arrive

Today I have another guest post, from personal finance blogger Josh Wilson at FamilyFaithFinance.com.

Medical bills can be a nightmare. A night in the emergency room or bad news from a doctor can mean thousands of dollars taken from your bank account or even harm to your credit score. But, since medical bills don’t go straight to your credit score, there are some moves to make within the first 90 days after an emergency occurs.

The Consumer Financial Protection Bureau reports that about half of all collection accounts on credit reports actually come from medical debt. The report also said that a single collection can cause a decent credit score to fall about 100 points. Many patients don’t even realize how quick a medical bill can damage their credit.

Other misconceptions include: Continue reading

Guest Post: Learning to deal with my own diabetes

When you’re diagnosed with type 1 at 22 like I was, your diabetes management starts out as all your own. There is no adolescent journey to independent care. A fact for which I’m sometimes thankful. Growing up is difficult enough, I don’t know what it’s like having diabetes added to that mix, but my guest blogger today knows exactly what it was like.

Corinne, the brain’s behind an award-winning diabetes life hack, Pumpstash, is sharing her story about learning to manage her type 1 diabetes on her own. (Corinne was recently named one of the winners of the DiabetesMine Patient Voices Contest. Just a reminder, I do a little work for them.)

Meet Corinne

My name is Corinne Logan, I am a 20 year old college student, have had type 1 diabetes for  almost 19 years, and been on the insulin pump for 14 years. Looking back through middle school and high school there are so pretty cringe worthy moments, from bad outfits, to dumb behavior, to learning how to deal with my diabetes on my own and figuring out what role it played in my daily life.

When I was 12 or 13 I was convinced I was mature and responsible enough to handle my life on my own. Nevermind that I couldn’t drive, had no income, and essentially had no clue what I was doing. This new quest for independence included wanting to handle my diabetes on my own. I didn’t want to have to call my Mom to confirm boluses, have my parents be in charge of my supplies, or calculate the best pre-sport practice snack. Just as I wasn’t ready to be responsible for myself in non-diabetes ways, I definitely wasn’t ready to handle diabetes on my own. Continue reading

Guest Blog: How Social Media Opens Jennifer’s World

My former classmate Jennifer asked if I would let her share a guest blog post. It’s nice to get a peek into the mind of another social media enthusiast and coffee lover. Without further ado, meet Jennifer.

JenniferI’m Jennifer: amateur writer, Facebook junkie, comic enthusiast, and never without something to read in arm’s reach. I drink way too much coffee. I’m engaged to the best man I’ve had the luck of meeting, Josh, and am headed back to school for a degree in Organization Communication and Public Relations. We’re shacked up in a little bungalow in Canton with our four cats. 

There’s no question that technology has expanded our horizons far beyond what they were even five years ago. Our access to news and information is unprecedented and vast, and I use the internet for these reasons as much as the next person. For me, however, the most valuable resource that technology has to offer is the myriad of ways I can explore my world through social media. After all, I’ve always been able to find information on, for example, the lifespan of a fruit fly.

I just had to work a little harder to get it. I’ve always had TV news networks, they were just not quite as current as the information I can get now. What is different is my ability to connect.

See, I have fairly severe social anxiety. At its best, it’s a little inconvenient but I can work past it pretty easily. At its worst, it’s debilitating and the mere thought of going out to meet a friend for coffee or picking up a phone can give me a full-blown panic attack. With the evolution of social media and the way it’s increasingly entwined with nearly everyone and everything out there my options for being involved and interacting with the world around me have broadened significantly.

The most used apps on my phone? Facebook. Twitter. Instagram. Pinterest. Tumblr. Continue reading

Social Media as Employment

I’ve been completely astounded by the positive comments on my guest blog over at tradesmeninsights.

One commenter mentioned that it is difficult to keep up with social media’s ever-changing state of being (from a marketing standpoint of course). My boss responded to him that social media could be a full time job!

That is totally true and happening all over now. If you had told me when I was 16 and enamored with MySpace that some day people could have jobs simply doing social media, I wouldn’t have believed you.

Because social media has such vast potential for low-cost but high visibility, there are actual full time jobs, and at some places departments, devoted to social media. Plus other job titles are requiring experience with and knowledge of social media. This fact is carving out a valuable piece of job real estate for my generation.

BUT I am not saying millenials are social media experts just because they use social media. The personal use helps make life easier however there is much more skill, talent, organization and hard work needed to step into a job that requires social media.

Even keeping up with social media for my own knowledge can be work sometimes!

(If you’re interested in how I’ve segmented my social presence, read more here.)

 

As promised

“Excellent article on Google+ for business! (Best I’ve read so far!)”

It’s like those things you find in book jackets except it’s on a blog. I guest blogged on my boss’s BtoT blog. Check it out!

Feel free to comment where ever you feel appropriate.