Today I have a guest post from Jacob, a personal finance blogger at DollarDilligence.com, on a topic that I know many of my readers deal with – student loan repayment.
I couldn’t believe my eyes when I logged online and took a look at how much of my student debt I had paid off in the previous year. It was next to nothing. I hadn’t even missed any payments. To start the year, I had around $26,000 in debt and after 12 months of payments I hadn’t even gotten to under $25,000.
I couldn’t believe it.
My problem was that I was on an income-driven repayment plan that limited my payments to only 10% of my income. My interest was still accruing and I was barely putting a dent in my principal – a common problem with these kinds of plans.
That’s when I decided I needed to make a change. I completely changed my lifestyle and repayment plan, and vowed to repay my debt within the next year and a half.
I’m happy to say that I was successful, though it wasn’t fun. How did I do it? Continue reading →
Brad and I decided to add a new member of the household. Last weekend, we adopted a dog! This is the typical conversation when I told folks above a certain age that I got a dog:
Me: We adopted a dog.
Them: What’s its name?
Other younger people ask if it’s after Stella from How I Met Your Mother or the dog on Modern Family… or ask nothing at all. Anyway, Stella is a 7-year-old American Bulldog and Dalmatian mix. What does that even look like? Thanks for asking… like this: Continue reading →
It was Friday morning and I’m sitting at my desk with my face screwed up and trying to hold in a sneeze that was brewing. I know you aren’t supposed to hold in your sneezes, it’s not healthy. But I knew, if that sneeze came out it would start my nose bleeding again. I see enough of my own blood on a daily basis, I really didn’t need it to start coming out of my face… again.
It had been a weird week already so a perfect way to cap it off was appearing like I was on the verge of tears because that stupid sneeze was trying to form.
Recently had a meeting in the Denver area with a client so I headed out to since my sister lives out there it was the perfect opportunity to extend my trip a few days and hang out with her and my fantastic nieces and nephew.
My client meeting was on the west side of Denver, following the meeting my colleague and I headed to Golden Colorado.