Today I have another guest post, from personal finance blogger Josh Wilson at FamilyFaithFinance.com.
Medical bills can be a nightmare. A night in the emergency room or bad news from a doctor can mean thousands of dollars taken from your bank account or even harm to your credit score. But, since medical bills don’t go straight to your credit score, there are some moves to make within the first 90 days after an emergency occurs.
The Consumer Financial Protection Bureau reports that about half of all collection accounts on credit reports actually come from medical debt. The report also said that a single collection can cause a decent credit score to fall about 100 points. Many patients don’t even realize how quick a medical bill can damage their credit.
I didn’t until yesterday. It’s fitting because let me tell you, this spring has been a little rough and April proved to be a trying month. I’m kind of glad to be saying goodbye to this month.
March ended with a bang in the form of a heart attack.My mother suffered a coronary spasm that she first thought was an allergic reaction. Here’s the thing about heart attacks, you never rarely expect to have one… until you do. Continue reading →
Brad’s and my anniversary had me remembering a lot about our wedding and the planning that went into it. For our 5th anniversary dinner, I wore my wedding shoes and jewelry. It was a special occasion. The thing from our wedding that we both wear every day are our rings.
When Howard’s Jewelry Center told me they were doing a designer jewelry event for people to customize their own pieces, I thought about the rings I wear every day. My rings aren’t “designer” but they are custom. Much like people will be able to create at Howard’s during their Million Dollar Diamond Event (June 17-25), we picked the diamonds for both my engagement and wedding rings, selected the settings and had them made. My rings are a very classic style that we could probably gotten many places, but mine had to be custom made since my fingers are super small.
It’s nice to know that what I wear every day is really one of a kind, made just for me.
Brad’s and my rings
If you recall, Howard’s Jewelry Center is a local and family owned jewelry store, with four locations in the Greater Cleveland area. Howard’s is dedicated to giving customers beautiful pieces for an affordable price. Howard has been in the business for more than 40 years and is part of the largest diamond buying group nationally. In fact, Howard and his entire staff are GIA certified to provide expert, personal service. Continue reading →
With so many health conditions on the rise, the concern for healthy eating continues to grow, but as many people who have tried and tested a vast number of diets, it takes a lot of discipline to limit your cheat day to one day a week. And in this world where we’re brainwashed to believe that a pill can make us immune to sickness, we’re less inclined to change our lifestyles and rely on medications to treat us when we’re ill. The secret to longevity is not in the pills; it’s in the food that we eat, according to the New York Times best-selling author Dr. Mercola.
Image credit: masalaeatsmiami.com
Healthy eating is not only a safer alternative to those fad diets endorsed by celebrities, but it’s the most realistic option for mental and physical improvement in the long run, decreasing dependency on medications which may only provide short-term relief. Although chowing on balanced meals can sound rather drab and discourage you from starting better eating habits, there are certain ways to add some enjoyment to this new, nutritional endeavor, one of them being bingo. Continue reading →